How to Start a Home Based Business

To Start a Home Based Business does not mean that a person cannot have the official work environment and the fancy paper work, and that it is not a legal business. A home business is an easy way to start making money. The best thing about the home business is that the investment it demands is typically small and easy to handle, also it can be easily managed through simple ways. Anything involving the exchange of goods and money is business, start a home business if you think you can provide something people will buy.

There are a few things that can help the business flounder from the start. First things first, the person starting the home business must have a clear idea of what the people want to buy and what he/she can offer, only then can a business prosper. Analyzing the market before jumping right in the middle of it can prove very useful and can save lots of time and money.

Advertising is very important in business. Internet is the best platform to advertise, it is free, easy, and everyone uses it. One of the basic needs is to create a website or an online account where people can look at the products available from the creator. Promoting a website is not an easy job, one starts from telling their friends and family and goes as far as paying successful bloggers to promote their websites and other SEO methods. Once out in the open market,quality control and an active mind is necessary to keep the business afloat. Using one’s hobbies to help in the business might be a good idea.

Online home business is not always about physical (hardware) goods.There are a lot of people providing tips and advices to people in their respective fields of life. Suppose if someone can play a musical instrument really well, they can teach stuff online and charge their visitors with membership fee etc. if someone is good at giving people psychological advice then they can start a home business about that,the things that matter are being professional, skilled, authentic and legitimate. People do not pay for copied stuff and even the slightest mistakes may turn down a whole business. In this type of work, the person may also need an assistant or an advisor who can share the work load or provide answers to what the publisher him/herself cannot answer. This can be a very healthy practice.

If the person wishes to start a home business selling physical goods then hiring the services of a drop shipper becomes almost necessary. A drop shipper may store your products in their inventory and provide them to customers at the designated time. A customer logs on to the website and places their order. The attendant at the website would then have to inform the drop shipper of the customer’s details(address, contact etc.) and the drop shipper would transport the product, very simple. A home business may be one of the easiest ways to start making money also establishes a firm understanding and work experience of the market.

Insurance Advertising – Discover How Independent Insurance Agents Generate Leads

Each day, more and more Insurance Agents are leaving the captive corporate world to venture into the realm of independent insurance agent. Rather than being locked into selling one major insurance carrier’s branded product line, they opt to offer a larger variety of policies, services and costs; coinciding with the demand of consumers wanting to have choices and options at competitive prices.

As we are well aware, this is no longer a “seller’s market”, but an “informed buyer’s”. People, in general, are armed with more information than ever before. So, how do you, the independent insurance agent, stand out from the other 100′s of agents in your city? What marketing avenues are available to you so that you capture the prospective buyer’s attention and convert them into a prospect and ultimately a long-term client? And which ones work?

Regardless of your target audience, whether you have niched your focus to be product specific, or if you are targeting a certain population segment; you need to investigate the various forms of advertising available to you, the costs of such programs and the pros and cons.

Below is a breakdown of the most commonly used forms of advertising for the independent insurance agency, and the pros and cons of each.

Television Advertising

As the average American spends more time in front of the television, it should be no surprise that this is one of the most sought after forms of marketing available.

Pros:

Ability to reach a larger and more diverse segment of the insurance seeking population

You can specify time of day and network, reaching your intended audience easier

Since most consumers are engaged by a combination of movement, color, what they see and what they hear, this gives most businesses a platform to achieve full sensory contact

Gives a business instant credibility and prestige
Cons:

Cost for the commercial air time and/or multiple runs

Cost for hiring a marketing agency to lay-out and film your insurance commercial

Consumer expectation – no longer are we impressed with someone reading off a teleprompt, they want to be entertained

Competition for the consumer’s attention

Popularity of digital recorders has increased, giving consumers the ability to fast-forward through commercials when watching their favorite shows
Many experts would agree that if you have the extra capital in your marketing budget to incorporate television into your advertising that you should. However, it is important that you research different advertising firms to help you explore your options with regards to creating your on-air advertisement, the best way to target your audience and keep within your planned budget.

Newspaper advertising and local weekly shoppers

With regards to print advertisements, some independent agents turn to local newspapers and weekly shoppers to advertise their agencies. Since many households either subscribe to at least one newspaper, or pick them up at their local newsstands, it is a fast and simple way to gain recognition by consumers.

Pros:

Ability to reach more than one target audience by placing various advertisements in the different sections of a newspaper

You have the choice of large or small circulation papers to advertise your insurance agency

Consumers who turn to the newspapers and weekly shoppers are looking for advertisers who offer deals or bargains

Multiple advertisement ad sizes to correspond with various budgets
Cons:

Newspapers and weekly shoppers are usually read once and discarded

Smaller advertisements have a more difficult time standing out when placed next to a larger ad

Quality of the print may distort images and photos in a way that can hurt your marketing rather than help

Ads, regardless of size, have to compete for the reader’s attention
Like television advertising, it would be prudent to consult with a professional marketing firm, preferably one that specializes in insurance marketing, to help you design an advertisement that best captures your targeted audience’s attention. The smaller the ad space the less detailed and complicated the ad should be.

Also keep in mind the days the most sought after papers and weekly shoppers are printed. The rates for a large advertisement over the weekend will be greater than the same sized ad featured all week long.

Billboards and Signs

While most forms of outdoor advertising are contained within billboards and large signage, some independent agencies have broadened the term to include park benches, posters and seat rails at public transit stops. This form of marketing has become a popular, less costly way, when compared with television and print advertising, to reach a larger audience in major metropolitan areas.

Pros:

Potential clients cannot simply discard or “turn off” outdoor advertising

Name recognition is higher with those consumers who walk or drive the same route each day

Billboards and signs vary in price due to size and location making it is easier to find one in your budget
Cons:

More often than not, outdoor advertisements do not fully engage a consumer’s attention for more than a few seconds

Advertisements have to be simple and interesting enough for the consumer to remember

Outdoor advertisements are usually contracted for a longer period of time than most independent agencies had anticipated securing them for

Posters and bench signs at public transit stops work well in major metropolitan areas where lower, middle and upper class alike share the same transportation systems, however, not as effective in areas where public transportation is not as common
If you feel various forms of outdoor advertising would be a compliment to your business and marketing plan, consider placement wisely. Consult many firms for input and advice on the best way to stretch your marketing dollar and how they can help you create eye-catching and simple designs for your sign.

Phone Book Directories

Since exposure to the advertisements in phone book directories is voluntary, meaning consumers actually turn to the phone book for its ads, this form of marketing for independent insurance agencies has become an industry standard.

Pros:

Certain targeted audiences utilize the phone book regularly to find businesses in their area

Many phone books also have an online directory giving agencies a more broad exposure

You can tailor your exposure to cover a large metropolitan area, or just the city you work in

Traditionally, consumers will keep a phone book versus discarding it like a newspaper
Cons:

Cost – as more consumers turn to the internet, the cost for print ads in the phone book has increased to cover profit loss

Marketing ineffectiveness – with so many insurance agencies buying ads, it becomes more difficult to capture the consumer’s attention, and once again, stand out from the 100′s of other agents in your market

There are so many phone books in which to advertise, which one do you choose to feature your agency
As with any form of advertising, be sure to read all the features and benefits that come with your paid advertisement. Does it include a featured ad online, or is that separate? What is the target area or audience of the phone book you are looking at? Is the cost monthly, quarterly or annual? Is there an automatic renewal clause or will you have the option of not renewing your contract? Where will your advertisement be placed in comparison to the other featured ads? Will someone employed by the phone book assist you with an eye catching advertisement, or do you have to hire a marketing agency to do that for you, and what is the cost?

Internet Advertising

Roughly 90% of all the households across the United States have access to the internet either at home, at work or at school; making advertising on the internet the fastest growing marketing medium for independent insurance agents. That household percentage goes even higher for those families with a combined income of $100k or more. However, internet advertising gaining its strength only in the last decade or so, there is still a lot an independent agent would need to research, as with any form of advertising, before making a financial commitment.

Pros:

Cost- you can spend much or as little as your budget allows

Levels the playing field – the internet gives the independent agent a chance to compete with the large insurance carriers with regards to search engine placement

Whether a web site, a PDF brochure, an affiliated network or a video; any and all forms of advertising can be featured and found on the internet

Advertisement exposure is voluntary. Only the websites relevant to a consumer’s online search will pull up for them to look at. Someone searching for insurance agents in their area are more often than not, looking for an agent to speak with
Cons:

People expect to be educated or informed by an agent’s personal website – having out-dated information or poor graphics can actually hurt your credibility

The ever changing internet – each of the major search engines change what they search for on websites constantly with regards to how well they rank. Staying on top of these changes can be very time consuming or expensive if you pay a firm to do this for you.

Fear of identity theft – consumers are becoming skeptical of entering their personal contact information online for fear they will have their personal information stolen or sold to telemarketing companies and be subject to unwanted emails or phone calls
There are so many options and services available to the independent insurance agent to effectively market themselves and attract more leads. The form of advertising you choose will depend largely on the audience you intend to target, the area in which you do business, and ultimately your budget. Be sure to ask questions. Know what you are getting and what you are not with whatever forms of marketing you decide to use.

After securing her position as a Top Seller in the Insurance and Financial Industry over the course of many years; Christee Fontanez shifted her focus several years ago to internet marketing and advertising. She combined both professions and now works to assist English and Spanish speaking consumers find an Insurance Agent or Advisor to help them secure their family’s financial freedom regardless of language preference.

Online Home Based Business – 3 Steps To Becoming A Successful Home-Based Entrepreneur

If you are ready to start your own home-based business then you have made a great decision, as it is easier to do today than it has ever been to make money from a home business. Not only can you start a home-based business for almost no money up-front, but people are becoming so comfortable with making purchases online that the market for your business is massive.Below I have listed three of the most essential steps required for home-based business success:#1 – Learn all of the basics and master them
Running a business from home is not all that complicated, there are a group of things you must understand and master if you hope to achieve real success. Dedicate the time and energy to learning the real components and avoid wasting time searching for the “secret”, as there is no magic bullet to making money from home. The most important aspects you absolutely must learn and master are: List building, traffic generation, relationship building with customers, and product creation. These four components are all you need to master in order to run a lucrative home-based business.#2 – Treat your home-based business like a real business, not a hobby
Too many people make the mistake of treating their business like a hobby, or something they will do “on the side”, but this attitude is one that has proven to be costly for many aspiring home-based entrepreneurs. Whether you want to build a part-time or full-time income, you will have to dedicate lots of time and energy up-front if you want to achieve even a part-time income, so don’t treat your business like a hobby, or else you will risk making no money from it.#3 – Make plans and stick with them daily
There are many things you have to do on a daily basis in order to build a business from the ground-up, so be sure to make daily “to-do” lists and stick to getting them done everyday. Even if you have little time to build your business, creating these lists will ensure that the little time you have available will be productive and get you that much closer to success.


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